CHANGE IN INSURANCE POLICY
MARTHA’S VINEYARD — With little notice, the state-sponsored homeowners insurance program hiked the deductibles for windstorm and hail damage in Dukes and Nantucket counties from 2 percent to 5 percent, the Vineyard Gazette reports. The increase applies to homes valued up to $500,000. The result will be the highest home insurance deductibles in the country.
The FAIR plan was created by the state legislature in 1968. It provides insurance for people unable to obtain private coverage, and now covers almost all island residences because private insurance companies have left, citing the possibility of devastating hurricane losses.
The FAIR plan was created by the state legislature in 1968. It provides insurance for people unable to obtain private coverage, and now covers almost all island residences because private insurance companies have left, citing the possibility of devastating hurricane losses.
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